Are you an Accredited Investor?² Get higher interest rates with our Private Placement Offering →
| US T-BillsTreasuryDirect | VMFXXVanguard MMF | VCSH ETFShort IG Corp | |||||
|---|---|---|---|---|---|---|---|
| 3 Months mo | – | 2.80% | – | 3.60% | 3.87% | – | 6.00% |
| 6 Months mo | 3.95% | 3.30% | 4.05% | 3.95% | 3.87% | 4.43% | 6.25% |
| 9 Months mo | 4.00% | 3.30% | 4.10% | 3.96% | 3.87% | 4.43% | 6.50% |
| 12 Months mo | 3.90% | 3.70% | 4.10% | 3.96% | 3.87% | 4.70% | 6.75% |
| 18 Months mo | 3.80% | 3.50% | 4.00% | 3.96% | 3.87% | 4.95% | 7.00% |
*CD rates: Marcus (Bankrate, Jun 23, 2026), Ally (SmartAsset, Jun 2026), E*TRADE (MyBankTracker, Jun 24, 2026). All CDs FDIC insured. T-Bill: Fed H.15 (Jun 25, 2026). VMFXX: Vanguard 7-day yield. VCSH/IGSB: 30-day SEC yield (Jun 26, 2026). Phoenix Flex Notes: fixed coupon per tranche from Phoenix Energy One S-1 (SEC EDGAR, Jun 10, 2026). Phoenix Notes are high-risk private debt — not FDIC insured, not sovereign backed, and may be illiquid. Not investment advice.
Everything advertised and promised has been delivered. We have been with Phoenix Capital for 11 months and couldn’t be happier with the experience. Especially enjoy the quarterly updates.
Verified customer review on Trustpilot⁶
Review our note offerings, investments minimums, & term lengths to determine the best fit.
Use our intuitive investment portal, or call our helpful support team. We’re available to help you through the process.
Choose monthly interest payments deposited directly to your bank, or let your interest compound — added back to principal each month.
Everything advertised and promised has been delivered. We have been with Phoenix Capital for 11 months and couldn’t be happier with the experience. Especially enjoy the quarterly updates. Have worked with Devin, Natacha, Alexis, Matt and met Lindsey in the Dallas office. All are true professionals and respond quickly with clear information. We feel blessed to be a part of the Phoenix family.
Everything about the investment- including the risks involved- was clearly laid out both in the webinar and follow up questions. No pressure sales pitch. Very prompt and courteous customer service.
I honestly start liking Phoenix Energy more and more every day. The staff and the returns on my investment are wonderful. Phoenix Energy is indeed one of the best private firm presently. I even intend to quadruple my initial investment very soon.
As of 7/02/26, Trustpilot is an independent third-party review platform and is not paid for or influenced by the Company, Crescent, or the applicable broker-dealer representative. The methodology, criteria, and guidelines for each review can be found on the applicable third-party website. No compensation was provided to investors in exchange for reviews or testimonials.
Gross average barrels of oil per day as of 06/30/26. Oil production is only from wells owned and operated by Phoenix Operating, a wholly-owned subsidiary of Phoenix Energy. Phoenix’s portfolio of royalty assets and non-operated working interests are not included in this chart.
Accredited investors are defined as having a net worth over $1 million (excluding primary residence) or income over $200,000 (individual) or $300,000 (household) in each of the prior two years, and reasonably expect the same for the current year.
Lean More About Accreditation Requirements
Absolutely. All of Phoenix’s investments are compatible with 401k accounts, Traditional IRAs, Roth IRAs, and Self-Directed IRAs. For specific questions about 401k or IRA eligibility, please contact [email protected].
While no investment is entirely safe, our current assets outweigh our liabilities. Capital is immediately invested to purchase new assets that produce predictable monthly revenue for the Company. Further, we have developed a conservative hedging strategy that predicts we will be able to service our debt commitments to investors in the face of market fluctuations up to -75%. For more information on how we service our debt commitments, please contact [email protected].
Interest is paid out on the 10th of each month starting the month after you made your initial investment.
You can access your principal investment early but this will result in a breakage fee. We have 1, 3, 5, 7, 9, and 11-year products – it is advisable that you select an option best suited to your situation.
All of our investments are available throughout all of the United States.
We work with a transfer agent to handle all payment processing and account reporting. Once an investment is made, you gain access to an investor portal with statements and information available on demand.
No. We work directly with investors to eliminate unnecessary brokerage fees and commissions.
You can invest through any domestic legal entity that has either a United States tax ID or a United States social security number.
Phoenix investments are taxed the same as any other high-yield bond or interest-bearing investment. You will receive a form 1099 at the end of the calendar year covering all interest paid during the calendar/tax year.
Of course. The investor relations team can be reached by phone [(303) 376-9778](tel:(303) 376-9778) or email ([email protected]) anytime. You can also contact Matt Willer, Managing Director, Capital Markets, Partner, directly at [(720) 408-1850](tel:(720) 408-1850) or [email protected].
*Rates are fixed and vary depending on Set Put Interval selected.
