Phoenix Energy

Understanding Accreditation

You may qualify. Many investors already meet the criteria.

INDIVIDUALS
PROFESSIONALS
ENTITies

Are you accredited?

Learn if you qualify at our investor webinar

Often, investors can qualify as accredited without even knowing! Learn more about qualifications.

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THREE CATEGORIES,
THREE UNIQUE QUALIFICATIONS

Accredited individuals or entities have the financial sophistication and means to bear the risks of investing in complex, unregistered securities.

High-Earners & Wealth-Holders

INDIVIDUALS

Individuals qualify if they meet the following criteria:

$1MM net worth, or $200K-$300K annual income (combined with spouse or domestic partner)

Financially Licensed & In-the-Know

PROFESSIONALS

Determined based on specific licenses, positions, or fund knowledge levels.

Institutions

ENTITIES

$5MM assets, or owners qualify individually.

CALL US NOW

Speak to a person about your investment – immediately. We’re always available.

EMAIL US TODAY

Email us today and we will get back to you as soon as we can.

FLEXIBILITY FOR YOUR INVESTMENT SITUATION

THREE PATHS TO VERIFY ACCREDITATION

A

phoenix energy
Verify Directly

Submit tax docs (W-2, 1099, 1040) – valid 12 months

Submit asset statements – valid 90 days

B

cpa/attorney​
LETTER OF Verification REQUIRED

Submit accreditation letter:

verifier’s name, license, contact, income/net worth- valid 90 days.

C

3rd party verifier
LETTER OF Verification REQUIRED

Example services:

VerifyInvestor.com

ParallelMarkets.com

Our Bond Offerings

Choose monthly interest payments or monthly compounding interest¹

Invest in Phoenix Energy. We offer fixed-rate corporate bonds for investors, with even higher rates available for larger investments. Our bond offerings are designed to meet a range of financial goals. Bonds may be purchased with qualified funds, including some IRAs.⁴

Open to ACCREDITED INVESTORS²

Regulation D

Private Placement Bond offering

$25K Minimum Investment

$25K Minimum Investment

1 YEAR

9%

Annual Interest Rate

3 YEARs

10%

Annual Interest Rate

5 YEARs

11%

Annual Interest Rate

7 YEARs

12%

Annual Interest Rate

11 YEARs

13%

Annual Interest Rate

NON-ACCREDITED & ACCREDITED INVESTORS³

Registered Bond Offering

Registered Offering | $5K Minimum Investment

$5K Minimum Investment

3 YEAR

9%

Annual Interest Rate

5 YEARs

10%

Annual Interest Rate

7 YEARs

11%

Annual Interest Rate

11 YEARs

12%

Annual Interest Rate

  1. Note: Please see Disclosures at the bottom of this page.
    1. Interest accrues monthly and added to the then-outstanding principal amount of the bond with no interest payment until maturity.
    2. The Private Placement Offering (Regulation D) is exempt from the registration requirements of the Securities Act and only “accredited investors,” as defined in Rule 501 of Regulation D, may invest in such offerings. Accredited investors are defined as individuals with a net worth over $1 million (excluding primary residence) or income over $200,000 (individual) or $300,000 (household) in each of the prior two years, with a reasonable expectation of the same in the current year. Learn more about accreditation requirements. Please refer to the Company’s filings with the SEC. To participate in the Registered Offering, investors do not need to to meet these accreditation requirements.

    3. The Registered Offering and Private Placement Offerings are currently available to residents of all 50 U.S. states as subject to financial suitability requirements.

    4. Withdrawing funds from a qualified plan such as an IRA, 401K, or 403(b) may subject you to tax implications as well as penalties for withdrawing funds prior to age 59 ½. Please review your plan materials and/or contact your plan administrator for more information regarding tax considerations and possible penalties. If you decide to use funds from a qualified plan, your representative can assist you in completing a proper rollover process to eliminate potential tax and penalty charges related to the transaction. If you are currently subject to Required Minimum Distributions (RMD), you should speak to your representative to determine whether an investment with Phoenix is appropriate for you.

AVOID THESE PITFALLS

9 MISTAKES TO AVOID

1

Using Outdated Documentation

Asset statements, income documents, or verification letters older than 90 days won’t be accepted.

2

Undervaluing Non-Cash Assets

Investors often forget to include things like retirement accounts, private stock, or vested options in their net worth calculation.

3

Sending Incomplete Tax Records

For income-based verification, you must provide full tax returns (Form 1040) or W-2/1099s for two years — partial documents aren’t enough.

4

Assuming Professional Licenses Don’t Count

People with Series 7, 65, or 82 licenses often don’t realize that these automatically qualify them — no income or net worth proof needed.

5

Including Primary Residence in Net Worth

Primary residence cannot be counted toward the $1M net worth requirement. Many people accidentally include home equity.

6

Ignoring Alternative Paths to Accreditation

All documents must show the same full legal name as on your application — mismatched names slow or disqualify the process.

7

Not Matching Names Across Documents

All documents must show the same full legal name as on your application — mismatched names slow or disqualify the process.

8

Missing or Incomplete Verifier Info on Letters

CPA or attorney letters must include the verifier’s name, license number, state of licensure, contact info, and signature.

9

Submitting Personal Docs for Entity Accreditation

If applying via a business or trust, documentation must prove the entity’s assets or structure, not just the individual’s.